Salt Lake City, Draper and Sandy City Utah real estate listings, home buying, selling and relocation information

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Financing Your Home >Qualifying Guidelines

It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?

The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.

While loan rejections are disappointing, they can be resolved.

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Q	What was considered the world's tallest building one hundred years ago?
A	The Eiffel Tower in Paris, France, completed in 1889 and standing 984 feet tall, is still considered one of the world's greatest structures.
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Margene and Ron Wrigley, REALTOR®, real estate agents and broker for Salt Lake City, Draper and Sandy City Utah home listings, property and land for sale - NUMBER1EXPERT(tm)

Margene and Ron Wrigley
RE/MAX Associates
6629 South 1300 East
Salt Lake City, UT. 84121
801-557-0155
801-541-1121
ext 3306 or ext 3398: 800-827-7362
Fax: 801-365-3307
Email: margeneandron@NUMBER1EXPERT.com
When you entrust the Wrigleys to market your current home, or to buy a new one, YOUR GOALS BECOME OUR GOALS. We understand the importance of knowing your needs and wants, and over the years have been successful in exceeding our clients’ expectations with our service. Margene has obtained the CRS and GRI designations and is an Associate Broker. Ron has obtained the GRI designation. We have a combined 32 years of selling real estate in the Salt Lake, Sandy, Holladay, Draper, and surrounding areas.The Wrigleys have been a past judge for The Parade of Homes, Member of the Honor Society, Master’s Status, and recipient of the President’s Award, Excelling in Listing, Buyers, Relocation, and New Construction. CALL US FOR ALL YOUR REAL ESTATE NEEDS!

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