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The Wrigleys were very caring, the cared about us and made sure every aspect of our transaction went very well.
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First Time Homebuyers: Salt Lake City, Draper and Sandy City Utah home buying, real estate listings, and homes for sale in Salt Lake County, UT

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORSŽ Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Salt Lake City, Draper and Sandy City real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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First Time Buyers >Credit Card Traps

It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.

The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.

If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!

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Q	What is the average price for a home in the United States?
A	According to recent data published by the NAR, the national median price for existing single-family homes is now $230,000.
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Margene and Ron Wrigley, REALTORŽ, real estate agents and broker for Salt Lake City, Draper and Sandy City Utah home listings, property and land for sale - NUMBER1EXPERT(tm)

Margene and Ron Wrigley
RE/MAX Associates
6629 South 1300 East
Salt Lake City, UT. 84121
801-557-0155
801-541-1121
ext 3306 or ext 3398: 800-827-7362
Fax: 801-365-3307
Email: margeneandron@NUMBER1EXPERT.com
When you entrust the Wrigleys to market your current home, or to buy a new one, YOUR GOALS BECOME OUR GOALS. We understand the importance of knowing your needs and wants, and over the years have been successful in exceeding our clients expectations with our service. Margene has obtained the CRS and GRI designations and is an Associate Broker. Ron has obtained the GRI designation. We have a combined 32 years of selling real estate in the Salt Lake, Sandy, Holladay, Draper, and surrounding areas.The Wrigleys have been a past judge for The Parade of Homes, Member of the Honor Society, Masters Status, and recipient of the Presidents Award, Excelling in Listing, Buyers, Relocation, and New Construction. CALL US FOR ALL YOUR REAL ESTATE NEEDS!

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NUMBER1EXPERTS™ in real estate for Salt Lake City, Draper and Sandy City, Utah, New Construction and Relocation

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